Do you have superannuation and want to buy a commercial property?

Commercial property investment with an SMSF loan could be the right choice.

This information is especially important if you’re a small business owner and you own your current business premises.

Australian law currently allows people to use their Super to invest in property. And right now, Australians are taking advantage of this opportunity—usually investing in residential property.

However, people with a Super can also invest in commercial property.

If you’re an employee of a business, commercial property can provide an alternative to residential property—or a way to diversify your Super. But, some of the major advantages of buying commercial property exist for business owners.

For small business owners who currently own or are thinking of owning their business premises, current Super laws provide significant and major advantages including;

• Unlike residential property, a SMSF can buy business real property from fund members, and fund members (or relatives of fund members) can use that SMSF asset if they choose to do so. Any lease in place must be at market rent and in line with the terms and conditions of a typical commercial lease.
• Potentially reduce tax exposure when you eventually dispose of the asset
• Help you move to a better location so you can expand
• Pay rent to your SMSF, not to a 3rd party landlord
• Improve your balance sheet if your business already owns the property and sells it to your SMSF
• Potentially legally shelter certain assets from bankruptcy proceedings.

But the laws surrounding commercial property and the SMSF are complex. So it’s important to have an experienced investment professional on your side…one who fully understands the process and has successfully helped investors and small business owners acquire commercial property.

Here at The Super Finance Network, we help investors and small business owners make the most of the current opportunity to invest in commercial property.

The first step is a free consultation with one of our property experts. During the consultation, you’ll discover:

• The advantages and risks of investing in commercial property through a SMSF
• How to make the right property moves and avoid potential pitfalls
• How to take the next step with confidence.

There is absolutely no obligation to purchase any product or service. We simply aim to provide information and answer any questions.

Through The Super Finance Network, we can:

• Answer any of questions about commercial property investment
• Determine how much you can invest via our dedicated mortage brokers
• Explain potential tax advantages
• Help you make an informed and educated decision

We understand that investing in commercial property is complex. So we encourage you to schedule the free consultation to discover more—and simplify the process.

Phone 02 8114 2230 or enter your details to the right to organise the free consultation.

The potential advantages of commercial property investment through your super are significant—but it’s complex and no investor should go it alone.